Installment Loans vs. Payday Loans, Meridian, ID

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Installment loans are less risky than payday loans. An installment loan also usually has a higher amount available for a loan. Idaho Finance approves loans from $100 up to $5,000. Installment loans are paid back over a period of time with a set amount paid monthly. A payday loan is designed to be paid back by the borrower’s next payday.

Idaho Finance Installment Loans

✔ Long-term

✔ Low-interest

✔ Payment plans to fit any budget

✔ Higher borrowing limit

✔ Save money by paying off early!

Payday Loans

✔ Very short-term

✔ High-interest

✔ Hard to repay quickly

✔ Lower borrowing limit

✔ Cannot pay off early and save money.

Apply Today for an Idaho Finance personal installment loan

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There is no penalty to pay off an Idaho Finance installment loan quickly. If you pay it off early you will ultimately pay less in interest. You cannot pay off a payday loan early to reduce your cost.

Whether you need a medical bill or car repair loan, or have a financial emergency we’ve got you covered. Legally we do have to conduct a credit check, but we have a liberal credit policy and have been able to approve loans for customers with past credit issues.


“Knowledgeable and friendly staff. We went over my credit report and was given tips on how to improve my credit score. Very happy with the service and it's much appreciated!”
– Jennifer L.
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Idaho Finance would love to be your personal installment lender in Meridian, Nampa, Caldwell, and throughout the Treasure Valley. 

With an office in Meridian, we make it easy for you to drop in, apply online, or call us:

Meridian Office Phone: (208) 999-LOAN (5626)

Licensed by the Idaho Department of Finance